Indian Culture

1. Sattriya is a classical dance form of which State?

a. Manipur
b. Uttar Pradesh
c. Assam
d. Andhra Pradesh

ANSWER: c. Assam


2. ___________ is classical dance form of Uttar Pradesh.

a. Kathakali
b. Kathak
c. Kuchipudi
d. Mohiniattam

ANSWER: b. Kathak

3. Which classical dance form is famous in Tamil Nadu?

a. Kuchipudi
b. Mohiniattam
c. Bharatanatyam
d. Kathakali

ANSWER: c. Bharatanatyam


4. Which of the following is not a folk dance of Uttar Pradesh?

a. Quawwalis
b. Chhau
c. Birhas
d. Charkulas

ANSWER: b. Chhaur


5. Which is the folk dance of Andhra Pradesh?

a. Kolattam
b. Karakattam
c. Lavani
d. Saturi

ANSWER: a. Kolattam

Indian Agriculture

1. Which sector is the backbone of Indian economy?

a) Service Sector
b) Financial Sector
c) Tourism Sector
d) Agriculture Sector

ANSWER: d) Agriculture Sector

Agriculture is the pillar of the Indian economy because of its high share in employment and livelihood creation.

2. Which among the following is not a cereal?

a) Rice
b) Wheat
c) Gram
d) Maize

ANSWER: c) Gram

Food grains consist of cereals and pulses. Rice, wheat, jowar, bajra, maize, etc. are included among the cereals whereas gram, moong, masur, arhar, etc. are included among the pulses.

3. Who announced the introduction of National Food Security Act?

a) Pranab Mukherjee
b) Manmohan Singh
c) P.Chidambaram
d) Arun Jaitley

ANSWER: a) Pranab Mukherjee

On July 6, 2009, Finance Minister Mr.Pranab Mukherjee announced the introduction of National Food Security Act under which BPL families in rural and urban areas will be entitled by law to 25 kg. of wheat or rice per month at Rs. 3 per kg.

4. When was NFSM launched?

a) Mid of 9th Five-Year Plan
b) End of 10th Five-Year Plan
c) Mid of 11th Five-Year Plan
d) End of 11th Five-Year Plan

ANSWER: d) End of 11th Five-Year Plan

The Ministry of Agriculture has launched NFSM by the end of 11th Five-Year Plan (2007-08-2011-12) with an allocation of Rs. 4882.5 crore to increase the production of rice, wheat and pulses by 10, 8 and 2 million tonnes, respectively.

5. Who announced the launch of Rashtriya Krishi Vikas Yojana?

a) Narendra Modi
b) Dr. Manmohan Singh
c) Atal Bihari Vajpayee
d) I.K.Gujral

ANSWER: b) Dr. Manmohan Singh

Prime Minister Dr. Manmohan Singh announced the launch of Rashtriya Krishi Vikas Yojana at the 53rd meeting of NDC with a Central allocation of Rs. 25,000 crore to increase the share of investment in agriculture in their state plans so as to hike agriculture and allied sector's growth from the existing 2% to 4%. 7,810.87 crore was the allocation under RKVY for the year 2011-12.

General Science

1. In which months are Kharif crops harvested?

a.) March – April
b.) May – June
c.) June July
d.) August- September
e.) October- November

2. When the large masses of bed rocks slide quickly, the phenomenon is called as: 

a.) Land slide
b.) Earthquake
c.) Weathering
d.) Withering

3. Which of the following animals do not have jaws?

a.) Mammals
b.) Protochordates
c.) Reptiles
d.) Birds
e.) Fish

4. __________ eyes help cockroaches to see the objects all around them.

a.) Simple 
b.) Compound
c.) 180 degree
d.) Over head

5. Jaundice exhibits the malfunctioning of which organ?

a.) Gall bladder
b.) Stomach
c.) Liver
d.) Long Intestine 

Important Insurance Abbreviations

RA	Remedial Action.
RAA	Reinsurance Association Of America.
RACM	Regulated Asbestos-Containing Material.
RACT	Reasonably Available Control Technology.
RAROC	Risk-Adjusted Return On Capital.
RARORAC	Risk-Adjusted Return On Risk-Adjusted Capital.
RBC	Risk-Based Capital.
RBNE	Reserved But Not Enough.
RC	Replacement Cost.
RCRA	Resource Conservation And Recovery Act Of 1976.
RDF	Retro Development Factor.
REEL	Real Estate Environmental Liability.
REIT	Real Estate Investment Trust.
REL	Recommended Exposure Limit.
RFIS	Remedial Feasibility Investigation Study.
RFP	Request For Proposal.
RICO	Racketeer Influenced And Corrupt Organizations Act Of 1970.
RIF	Reduction In Force.
RIMAS	Risk & Insurance Management Association Of Singapore.
RIMS	Risk And Insurance Management Society, Inc.
RM	Risk Management.
RMF	Rate Modification Factor.
RMIA	Risk Management Institution Of Australasia Ltd.
RMIS	Risk Management Information System.
RML	Residual Market Load.
ROC	Research And Oversight Council On Workers’ Compensation.
ROCIP	Rolling Owner Controlled Insurance Program.
ROE	Return On Equity.
ROEBI	Return On Employee Benefits Investment.
ROI	Return On Investment.
ROL	Rate On Line.
RORAC	Return On Risk-Adjusted Capital.
RP	Return Premium.
RPG	Risk Purchasing Group.
RPII	Related Party Insurance Income.
RPLU	Registered Professional Liability Underwriter.
RPM	Remedial Project Manager.
RPMP	Risk Premium Modification Plan.
RQ	Reportable Quantity.
RRA	Risk Retention Act Of 1986.
RRE	Responsible Reporting Entity.
RRG	Risk Retention Group.
RRP	Railroad Protective.
RRSP	Registered Retirement Saving Plan.
RSPA	Research And Special Programs Administration.
RTC	Resolution Trust Corporation.
RTW	Return To Work.
SA	Society Of Actuaries.
SAA	Surety Association Of America.
(SAAS)	Software As A Service Model.
SAC	Separate Account Company.
SAP	Statutory Accounting Principles.
SARA	Superfund Amendments And Reauthorization Act Of 1986.
SARBOX	Sarbanes-Oxley Act Of 2002.
SAWCA	Southern Association Of Workers’ Compensation Administrators.
SAWW	Statewide Average Weekly Wage.
SB	Senate Bill.
SBLI	Savings Bank Life Insurance.
SBU	Series Business Unit.
SCAS	Securities Class Action Suits Filings.
SCC	Segregated Cell Captive.
SCCIA	South Carolina Captive Insurance Association.
SCHIP	State Children’s Health Insurance Program.
SCIC	Society Of Certified Insurance Counselors.
SCLA	Senior Claim Law Associate.
SCOH	Statistical Coding Occupancy Hazard.
SCOPE	Supervision, Construction, Occupancy, Protection, Exposure.
SCPCU	Society Of Chartered Property & Casualty Underwriters.
SCR	Solvency Capital Requirement.
SEC	Securities And Exchange Commission.
SEMCI	Single-Entry Multiple Company Interface.
SEP	Simplified Employee Pension.
SERC	State Emergency Response Commission.
SERP	Senior Executive Retirement Plan.
SERP	Supplementary Employee Retirement Plan.
SEUA	Southeastern Underwriters Association.
SF	Standard Fire Forms.
SFAA	Surety & Fidelity Association Of America .
SFHA	Special Flood Hazard Area.
SFIP	Standard Flood Insurance Policy.
SFP	Standard Fire Policy.
SGLI	Servicemen’s Group Life Insurance.
SIA	Society Of Insurance Accountants.
SIC	Standard Industrial Classification.
SIFM	Society Of Insurance Financial Management.
SIG	Self- Insurance Group.
SIIA	Self- Insurance Institute Of America.
SIO	Surety Information Office.
SIP	State Implementation Plans.
SIPC	Securities Investor Protection Corporation.
SIR	Self-Insured Retention; Society Of Insurance Research.
SIRP	Self- Insured Reimbursement Policy.
SITE	Society Of Insurance Trainers And Educators.
SIU	Special Investigative Unit.
SK	Storekeepers.
S&L	Savings And Loan.
SL	Sprinkler Leakage.
SLC	Special Litigation Committee.
SLR	Stop-Loss Reinsurance.
SLUSA	Securities Litigation Uniform Standards Act.
SME	Small And Medium Enterprises.
SMP	Special Multi
SNUR	Significant New Use Rule.
SOA	Society Of Actuaries.
SOX	Sarbanes-Oxley Act Of 2002.
S&P	Standard And Poor’s.
SPAP	Special Personal Auto Policy.
SPBA	Society Of Professional Benefit Administrators.
SPCV	Special Purpose Corporate Vehicle.
SPECS	Specifications.
SR	Short Rate.
SRA	Society For Risk Analysis.
SR&CC	Strikes, Riots, And Civil Commotions.
SRMC	Society Of Risk Management Consultants.
SSA	Social Security Administration.
SSAP 62	Statement Of Statutory Accounting Principles No. 62.
SSRS	Single State Registration System.
STD	Short- Term Disability.
TAM	Technical Advice Memorandum.
TAIL VAR	Tail Value At Risk.
TAMRA	Technical And Miscellaneous Revenue Act Of 1988.
TCD	Treasury Certificate Of Deposit.
TCE	Tail Conditional Expectation.
TCN	Third Country National.
TCPA	Telephone Consumer Protection Act Of 1991.
TDA	Tax Deferred Annuity.
TDB	Temporary Disability Benefits.
TDI	Trade Disruption Insurance.
TECH E&O	Technology Errors And Omissions.
TEFRA	Tax Equity And Financial Responsibility Acts Of 1982 & 1983.
TERI	Targeted Enterprise Risk Insurance.
TEXAS PRIMA	Texas Public Risk Management Association.
TIAA	Teachers Insurance And Annuity Association.
TIF	Tax Incremental Financing.
TIL	Truth In Lending (Act Of 1968).
TIRB	Transportation Insurance Rating Bureau
TIV	Total Insurable Value.
TL	Truckload.
TLO	Total Loss Only.
TLV	Threshold Limit Value.
TM	Tax Multiplier.
TMP	Texas Multi
TOLI	Trust-Owned Life Insurance.
TOR	Technique Of Operations Review.
TPA	Third-Party Administrator.
TPRMA	Tennessee Public Risk Management Association.
TRA	Tax Reform Act Of 1984.
TRIA	Terrorism Risk Insurance Act Of 2002.
TRIEA	Terrorism Risk Insurance Extension Act Of 2005.
TRIP	Terrorism Risk Insurance Program.
TRIPRA	Terrorism Risk Insurance Program Reauthorization Act Of 2007.
TRIREA	Terrorism Risk Insurance Revision And Extension Act Of 2007.
TRS	Total Reduced Sulphur.
TSA	Tax Sheltered Annuity.
TSCA	Toxic Substances Control Act Of 1976.
TSDF	Treatment, Storage, And Disposal Facility.
TSLA	Texas Surplus Lines Association, Inc.
TTD	Temporary Total Disability.
UBIT	Unrelated Business Income Tax.
UBTI	Unrelated Business Taxable Income.
UCC	Uniform Commercial Code.
UCD	Unemployment Compensation Disability.
UCI	Unemployment Compensation Insurance.
UCR	Usual, Customary, Reasonable.
UCRA	Unified Carrier Registration Agreement.
UEL	Upper Explosive Level.
UEP	Unearned Premium.
UEPR	Unearned Premium Reserve.
UFTA	Uniform Fraudulent Transfer Act.
UIM	Under Insurance Motorist.
UIMV	Underinsured Motor Vehicle.
UJF	Unsatisfied Judgment Fund.
UL	Umbrella Liability.
ULAE	Unallocated Loss Adjustment Expense.
ULC	Underwriters Laboratories Of Canada.
UM	Uninsured Motorists.
UMPD	Uninsured Motorist Property Damage.
UMV	Uninsured Motor Vehicle.
UNL	Ultimate Net Loss.
U&O	Use And Occupancy.
UP	Unearned Premium.
UPR	Unearned Premium Reserve.
UPS	Uninterruptible Power System.
URL	Uniform Resource Locator.
URMIA	University Risk Management & Insurance Association.
USDA	U.S. Department Of Agriculture.
USERRA	Uniformed Services Employment And Reemployment Rights Act Of 1994.
USGLI	U.S. Government Life Insurance.
USITC	U.S. International Trade Commission.
USL&HW	United States Longshore And Harbor Workers’ (Compensation Act) Of 1927.
UST	Underground Storage Tank.
UTBMS	Uniform Task Based Management System.
VAR	Value-At-Risk.
VCIA	Vermont Captive Insurance Association.
VEBA	Voluntary Employees’ Beneficiary Association.
VGLI	Veterans Group Life Insurance.
VIE	Variable Interest Entity.
V&MM	Vandalism And Malicious Mischief.
VOC	Volatile Organic Compound.
VOR	Value Of Risk.
VP	Valuable Papers.
VPP	Voluntary Protection Program.
VPPA	Video Privacy Protection Act Of 1988.
VSI	Vendors Single Interest.
WA	With Average.
WACC	Weighted Average Cost Of Capital.
WAEPA	Worldwide Assurance For Employees Of Public Agencies.
WARN	Workers’ Adjustment Retraining Notification (Act Of 1988).
WC	Workers Compensation.
WCLA	Workers’ Compensation Claim Law Associate.
WCLS	Workers’ Compensation Claim Law Specialist.
WCRI	Workers Compensation Research Institute.
WLRT	Women Leaders Round Table.
WMD	Weapon Of Mass Destruction.
WPA	With Particular Average.
WYO	Write-Your-Own.
YRCT	Yearly Renewable Convertible Term.
YRT	Yearly Renewable Term.