Important Insurance Abbreviations

EA	Enrolled Actuary.
EAB	Experience Account Balance.
EAP	Employee Assistance Program; Estimated Annual Premium.
EAR	Erection All Risks.
EBIDDA	Earnings Before Interest, Dividends, Depreciation, And Amortization.
EBIT	Earnings Before Interest And Taxes.
EBITDA	Earnings Before Interest,Taxes,Depreciation And Amortization.
EBRI	Employee Benefit Research Institute.
EC	Extended Coverage.
ECC	Eastern Claims Conference.
ECF	Extended Care Facility.
ECFC	Employers Council On Flexible Compensation.
ECI	Export Credit Insurance.
ECO	Extra Contractual Obligations.
ECOR	Economic Cost Of  Run.
ECP	Exempt Commercial Policyholder.
ECPA	Electronic Communications Privacy Act Of 1986.
EDD	Enforcement Decision Document.
EDI	Export Development Corporation.
EDP	Extended Discovery Period/Provision.
EEL	Emergency Exposure Limits.
EEOC	Equal Employment Opportunity Commission.
EIFS	Exterior Insulation And Finish Systems.
EIL	Environmental Impairment Liability.
EIS	Environmental Impact Statement.
EJCDC	Engineers Joint Contracts Documents Committee.
EL	Employers Liability; Expected Loss.
ELL	Educators Legal Liability.
ELP	Excess Loss Premium .
ELR	Expected Loss Rate.
EMAP	Environmental Monitoring And Assistance Program.
EMT	Emergency Medical Technician.
ENCP	Erisa Non Compliance Program.
E&O	Errors And Omissions.
EP	Earned Premium.
EPA	Environmental Protection Agency.
EPC	Engineering/Procurement Construction.
EPD	Expected Policyholder Deficit.
EPL	Employment Practices Liability.
EPLI	Employment Practices Liability Insurance.
EPS	Earnings Per Share.
ERD	Expected Reinsurer Deficit.
ERIC	Erisa Industry Committee.
ERISA	Employee Retirement Income Security Act Of 1974.
ERM	Enterprise Risk Management.
ERP	Extended Reporting Period.
ERPL	Employment-Related Practices Liability.
ERSC	Environmental Response Services Contractor.
E&S	Excess And Surplus.
ESA	Employee Spending Account.
ESI	Electronically Stored Information.
ESOP	Employee Stock Ownership Plan.
ESOT	Employee Stock Ownership Trust.
ETB	Engaged In Trade Or Business.
EUO	Examination Under Oath.
EXPRO	Expedited Process
FAA	Federal Arbitration Act.
FAC	Facultative Reinsurance.
FACTA	Fair And Accurate Credit Transactions Act Of 2003.
FAIA	Florida Association Of Insurance Agents.
FAIR	Fair Access To Insurance Requirements.
FALU	Fellow Of The Academy Of Life Underwriting.
FAP	Family Automobile Policy.
FAR	Federal Aviation Regulations.
FAS	Free Along Side.
FASB	Financial Accounting Standards Board.
FATA	Financial Anti-Terrorism Act (Patriot Act) Of 2001.
FATCA	Foreign Account Tax Compliance Act (Fatca).
F&C	Fire And Casualty.
FCAS	Fellow Of The Casualty Actuarial Society.
FCC	Federal Communications Commission.
FCE	Functional Capacity Evaluation.
FCIC	Federal Crop Insurance Corporation.
FCII	Fellowship Of The Chartered Insurance Institute.
FCLA	Fraud Claim Law Associate.
FCLS	Fraud Claim Law Specialist.
FCPA	Federal Corrupt Practices Act Of 1910.
FCPA	Foreign Corrupt Practices Act Of 1977.
FCPL	Farmers Comprehensive Personal Liability.
FCRA	Fair Credit Reporting Act Of 1970.
FC&S	Free Of Capture And Seizure.
FDIC	Federal Deposit Insurance Corporation.
FDPA	Flood Disaster Protection Act Of 1973.
FECA	Federal Employees’ Compensation Act Of 1916.
FEGLI	Federal Employees Group Life Insurance.
FELA	Federal Employers Liability Act Of 1908.
FEMA	Federal Emergency Management Agency.
FERMA	Federation Of European Risk Management Associations.
FET	Federal Excise Tax.
FHBM	Flood Hazard Boundary Map.
FHWA	Federal Highway Administration
FIA	Federal Insurance Administration.
FIC	Fraternal Insurance Counselor.
FICA	Federal Insurance Contribution Act Of 1935.
FICC	Federation Of Insurance And Corporate Counsel
FIIC	Fellow Of The Insurance Institute Of Canada.
FIO	Federal Insurance Office.
FIRM	Flood Insurance Rate Map.
FIRREA	Financial Institutions Reform, Recovery, And Enforcement Act Of 1989.
FLMI	Fellow Of The Life Management Institute.
FLSA	Fair Labor Standards Act Of 1938.
FM	Factory Mutual.
FMCSA	Federal Motor Carrier Safety Administration.
FMCSR	Federal Motor Carrier Safety Regulations.
FMHSA	Federal Mine Health And Safety Act Of 1969.
FMLA	Family And Medical Leave Act Of 1993.
FMV	Fair Market Value.
FNMA	Federal National Mortgage Association.
FOB	Free On Board.
FOC	Fire Office Committee Forms.
FOSFI	Federal Office Of The Superintendent Of Financial Institutions.
FPA	Free Of Particular Average.
FPAAC	Free Of Particular Average.
FPEB	Fire Prevention And Engineering Bureau.
FRM	Fellow In Risk Management
FRV	Fair Rental Value.
FSA	Flexible Spending Account.
FSLIC	Federal Savings And Loan Insurance Corporation
FTC	Federal Trade Commission.
FTCAC	Fire, Theft, And Combined Additional Coverage.
FVD	Full Value Declared.
FVWC	Foreign Voluntary Workers Compensation.
GA	General Agent.
GAAP	Generally Accepted Accounting Principles.
GAAS	Generally Accepted Auditing Standards.
GAB	General Adjustment Bureau.
GAMA	General Agents And Managers Association.
GAMC	General Agents And Managers Conference.
GAO	Government Accountability Office.
GAP	Guaranteed Auto Protection.
GASB	Governmental Accounting Standards Board.
GC	Guaranteed Cost.
GCCI	Guy Carpenter Catastrophe Index.
GCD	Guaranteed Cost Discount.
GCW	Gross Combination Weight.
GDP	Gross Domestic Product.
GFCI	Ground Fault Circuit Interrupter.
GHAA	Group Health Association Of America.
GIC	Guaranteed Investment Contract.
GINA	Genetic Information Nondiscrimination Act Of 2008.
GIO	Guaranteed Insurability Option.
GKLL	Garage Keepers Legal Liability.
GL	General Liability.
GLB	Gramm-Leach-Bliley Act Of 1999.
GNEPI	Gross/Net Earned Premium  Income.
GNMA	Government National Mortgage Association.
GNPI	Gross/Net Premium Income.
GPO	Government Printing Office.
GULP	Group Universal Life Program.
GWP	Gross Written Premium.
HB	House Bill.
HCQIA	Health Care Quality Improvement Act Of 1986.
HFIE	Huebner Foundation For Insurance Education.
HHG	Household Goods.
HI	Health Insurance.
HIAA	Health Insurance Association Of America.
HII	Health Insurance Institute.
HIPAA	Health Insurance Portability And Accountability Act Of 1986.
HLDI	Highway Loss Data Institute.
HLV	Human Life Value.
HMO	Health Maintenance Organization.
HOLUA	Home Office Life Underwriters Association.
HPL	Hospital Professional Liability.
HPR	Highly Protected Risk.
HR	Human Resources.
HRS	Hazardous Ranking System.
HSA	Health System Agency.
HSP	Healthcare Safety Professional.