Thursday, June 7, 2018

UPSC Preliminary MCQ's Part 02


Consider the following statements regarding the General Insurance Corporation of India (GIC):
1. GIC is the statutory body under the Department of Financial Services, Ministry of Finance.
2. GIC is the only reinsurer in India.
3. It is headquartered in New Delhi.
Which of the statements given above is/are correct?
a) 1, 2 and 3
b) 1 and 2 Only
c) 1 Only
d) 1 and 3 Only
Correct Answer: C
Explanation
Only statement 1 is CORRECT. GIC has its registered office and headquarters in Mumbai (NOT New Delhi). Statement 2 is INCORRECT because GIC of India (GIC Re) was the sole
reinsurance company in the Indian insurance market with over four decades of experience until the insurance market was open to foreign reinsurance players by late 2016 including companies from Germany, Switzerland and France.

Source: http://indianexpress.com/article/business/companies/two-french-reinsurancecompanies- join-race-in-india-scor-and-axa-re-of-france-4699371/



Which of the following was/were the recommendation(s) of the second Narsimhan Committee constituted in 1998:
1. Greater autonomy for the public sector banks.
2. Reform in the role of RBI
3. Creation of Asset Reconstruction Funds or Asset Reconstruction Companies to take over the bad debts of banks
4. Recommended that the Government should raise the prescribed capital adequacy norms.
5. Entry of foreign banks
Use the code below to select the correct statement/s:
a) 1, 2 and 3 Only
b) 1, 2 , 3, 4 and 5
c) 1 and 2 Only
d) 4 and 5 Only

Correct Answer: B
Explanation

Explanation: All the given are the recommendations made by the second Narsimhan
Committee constituted in 1998.

 Source:https://en.wikipedia.org/wiki/Narasimham_Committee_on_Banking_Sector_Reforms_(1998)#Recommendations_of_the_Committee

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